In the Post-COVID era, we can’t stress travel insurance enough. One missed flight, delayed cruise ship, broken leg, or anything else will quickly derail your travels and the costs will add up quickly. We highly recommend (if not demand) that international clients and those traveling on a cruise purchase travel insurance prior to departure. It covers missed flights, trip delays, lost luggage, accidents and illness and even death. It really is peace of mind for you (and me!) at a minimal cost.